Refer a Friend & Earn
Invite your friends and family to join Garden Island Federal Credit Union and get rewarded! With our Member Referral Program, when you refer your friends or family members you will both earn a ¹$25 cash bonus — when all requirements are met!
Referring is easy! The more you refer, the more you can earn - up to 5$500 every year!
²Referring Member Criteria:
Referring member must be a Primary Accountholder in good standing with Garden Island Federal Credit Union.
³New Membership Criteria:
Open a Primary Share Account with a Share Draft Checking or a Māla Checking Account with a minimum deposit of $5
Register for Online Banking/Mobile Banking
Enroll in e-statements
Sign up for early direct deposit of at least $1,000 per month
Plus, all members who participate during our Member Referral Program will be automatically entered into our 4Better Together Prize Drawings!
Ready to refer?
Get a Member Referral Card: Download and print one below or stop into any of our branch locations to pick one up!
Tell a friend: Let them know about all the great benefits of being a member with Garden Island Federal Credit Union.
Complete the Member Referral Card: Fill out the Member Referral Card and give it to a friend you are referring. The friend then brings the Member Referral Card to the branch when opening their account online or in-person.
Frequently Asked Questions
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Referring member must be a Primary Accountholder in good standing with Garden Island Federal Credit Union to participate in the Member Referral Program.
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Getting started is easy! Download and print the Member Referral Program card above or stop by any of our branch locations to pick one up!
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Yes, both the referring and referred member must meet all criteria listed above.
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Members can refer up to $500 worth of new members in a calendar year.
Member Testimonials
“Every time I need an answer for my account or I have a question, I’m always treated with respect and such professional employees. I will always stay with Garden Island FCU.”
“Our family has banked with Garden Island FCU for over 18 years. Aida and Cheryl have seen our babies grow into teenagers over the years and are truly family to us. They are always so friendly and welcoming, always looking for ways to help us out financially. We are so thankful for their service. We look forward to many more years of banking with Garden Island FCU!”
¹$25 referral cash bonus will be awarded to both referring member and new referred member. To qualify for the $25 referral bonus, the member being referred must provide a completed member referral card. For new members opening an account in-person, referral card must be provided at time of account opening. For new members opening an account online, the referral card must be emailed to info@gardenislandfcu.com to receive credit. Membership eligibility is required with a minimum opening deposit of $5. This offer cannot be combined with any other offer.
²Referring member must be a Primary Accountholder in good standing with Garden Island FCU to participate in the Member Referral Program.
³New accounts must meet all requirements to be eligible for the referral bonus. If the referred account is not approved or does not meet the requirements, no bonus will be paid to either member (referring and referred member). Referral bonuses will be deposited to members’ Primary Share Account within 60 days after the referred account was opened and all criterias are met. Members and accounts must be in good standing at the time the cash bonus is to be paid. Bonuses will not be paid on closed accounts. This offer is non-transferable. Garden Island Federal Credit Union reserves the right to change or cancel this promotion at any time with or without notice. Garden Island FCU’s determination of eligibility for referral bonuses (for referring and referred members) is final. Additional terms and conditions may apply.
4All Members who participate during our Member Referral Program will be automatically entered into our Better Together Prize Drawings. Two lucky winners will be selected at random and will be announced at the end of the year.
5Earn up to $500 maximum cash bonus for referring members during a calendar year. Members who receive $500 in incentives annually will receive a 1099-Misc. Members are responsible for any personal tax liability arising out of this Member Referral Program.