Early Direct Deposit


Get paid faster with our Early Direct Deposit! This is a FREE service that Garden Island FCU provides to our members, giving members access to their pay ¹up to 2 days early. All you need to do is set up your Direct Deposit to go into your Garden Island FCU Checking or Savings account.

Benefits of having Direct Deposit with Garden Island FCU

  • No Fees: Enjoy the convenience of Direct Deposit without paying monthly fees!

  • Instant Access to Funds: Your funds are deposited automatically to your account ¹up to 2 days early so you can access your funds sooner without having to stop by one of our branch locations.

  • Free Checks: Receive free checks with your direct deposit!

  • Lowers ID theft & Mail Fraud: Electronic deposits eliminate the chance of lost or stolen paper checks. It’s a safer, more secure way to get paid and protect your personal information.

Get started today and experience the convenience of Early Direct Deposit with Garden Island FCU. Setting it up only takes a few minutes, click the button below to complete the Direct Deposit Authorization Form. If you need help along the way, our team is here for you! Text or call us at (808) 245-2712 or email Operations at info@gardenislandfcu.com.

Make the switch today and enjoy early access to your paycheck, enhanced security, and a faster, more convenient way to manage your money with Garden Island FCU.

¹Early Direct Deposit is a free service that Garden Island FCU provides to its members, giving members access to their pay up to two (2) days early. All you need to do is set up your direct deposit to go into your Garden Island FCU Checking or Savings account. If we receive your Direct Deposit information from your employer early, we will deposit your pay into your account.