Communication Your Way


We know that text messaging is a preferred method of communication for many. With our new service, you now have the ability to chat with us wherever and whenever through your mobile device.

Simple text your general questions or concerns to the same number you would call (808) 245-2712 and go about your day. One of our friendly team members will get back to you during credit union business hours.

Try it out and don’t forget to save our number in your contacts for future calls and texts!

Message and data rates may apply. Reply STOP to cancel at any time. See our Terms of Service and Privacy Policy below for more information.


24/7 Access with Keywords

Even after hours, we got you covered!

Text any of the following Keywords to 808.245.2712 for 24/7 follow up:

Apply - Gain easy access to our online loan application.

Auto - Ready to get behind the wheel of a new car? Maybe it’s time for an auto refinance?

Checking - Compare your checking account options.

ATM - Quickly locate our ATM’s and nationwide access to your money at nearly 30,000 Surcharge-FREE CO-OP ATM’s

Credit Card - Ready to learn more about Garden Island FCU VISA Credit Cards?

Rewards - Our VISA Credit Card with CURewards allows you to get exactly what you want from a rewards program.

Home - We have some great home loan solutions! Learn more about our products.

Hours - Location and branch hours information on the go.

Join - Learn more about becoming a Garden Island FCU member!

Loans - We have a lending solution for most of your borrowing needs, learn more!

Mobile App - Manage your accounts anytime, anywhere with our Mobile Banking and Remote Check Deposit solution.

Online Banking - manage your accounts from anywhere with our FRE Online Banking and Bill Pay.

Personal Loan - It’s not always about money, but we can help with that too!

Save - Learn more about Garden Island FCU deposit accounts.


Stay up to date, let us text you too!

Stay in the know about special offers, promotions, events, closings, and more! Receive quick text updates from your favorite Credit Union pals.

Text GIFCU to +18082452712 to begin receiving alerts.

We promise not to bug you too much. When you opt-in to receive text messages from us, we’ll only send relevant and valuable information to you. But if at any time you decide to no longer receive these type of text message updates, simply text/reply STOP and we will remove you from any further communications.

By texting GIFCU to +18082452712, you are opting-in to Garden Island FCU informational and marketing lists. See our Terms of Service and Privacy Policy below for more information.


Terms of Service and Disclosures

Important: Text conversations are private and secure, we ask that you do not share any private information, such as your member account, social security number, or card information. We have other ways to identify our membership and want to do our part to protect you from fraud as much as possible.

Our new Text Messaging solution does offer the option to get information on the go (see 24/7 Access with Keywords above), opt-in for informational/marketing messages, and during business hours where we can assist with questions in real-time via text, much like a chat option.