Savings

Primary Regular Share Account

Building up your savings with Garden Island Federal Credit Union is the smartest financial move you could make. Garden Island FCU is federally-chartered and is organized under strict regulatory laws that are monitored and enforced by the National Credit Union Administration, an agency of the U.S. Government. The NCUA insures each member savings for up to $250,000.00.

Christmas Savings Account

Use the Christmas Savings Account as a special way to save money for holiday expenses. Save a little each month, and by the end of the year, you will have enough to buy something special for your loved ones. Open one of these accounts today and be ready by the time Santa arrives.

Special Share Account

Are you thinking of purchasing something special? Using the Special Share Account is a good way to save money for the down payment on that house you have been looking at in Wailua or a new pickup truck for fishing.

It is also a good way to get ready for special events in your family like a wedding or a graduation. The next time you visit the credit union, make sure to open one of these accounts and be ready for something special.

Vacation Account

Open this account to save for your next trip, and don't worry about dipping into your regular savings account. The Vacation Account gives you a good way to budget for that dream cruise or to visit Grandma and Grandpa or the kids who have moved away from home.

Platinum Club Account

This sub share account is available to members 55 years of age or older. The Platinum Club Savings Account must maintain a minimum of $2,500.00 with an account balance not to exceed $40,000.00 in order to qualify for benefits. Benefits include:

  • Higher dividend rates

  • ATM Surcharge Fee Refund of up to $10 monthly

  • FREE Supplies of Checks (one box per order)

  • FREE Copy Services (10 per month)

  • FREE Cashier’s Check (10 per month)

  • FREE Fax Services (local calls on Kauai only)

Share Certificate 

The longer you save, the more money you earn. This long-term savings account pays you dividends for keeping your money safe at Garden Island Federal Credit Union with a commitment of six months or more. Start saving long-term by opening a Share Certificate Account today!

Individual Retirement Account (IRA)

Retirement never comes too soon. Are you ready? Ensure a quality lifestyle by opening an IRA. Assure your safety and security for a better future. IRA Certificates are also available for higher earnings.