Loan Rates


Loan Rates as of October 01, 2023

New Auto and Used Auto (2 Years Old)

Loan Term

Annual Percentage Rate (APR*)

60 Months

4.99% - 17.99%

72 Months

5.49% - 17.99%

84 Months

5.99% - 17.99%

96 Months¹

6.99% - 8.49%

¹96 months term available for New Autos with loan to value no greater than 115%. Additional conditions and restrictions apply. Contact our loan department at (808) 245-2192 for additional information.


Used Auto (3 to 5 Years Old)

Loan Term

Annual Percentage Rate (APR*)

60 Months

5.49% - 17.99%

72 Months

5.99% - 17.99%

84 Months²

6.49% - 17.99%

²84 months term available for Used Autos 3 to 4 years old.


Older Used Auto (6 Years and Older)

Loan Term

Annual Percentage Rate (APR*)

60 Months

6.49% - 17.99%

72 Months³

6.99% - 17.99%

³72 months term available for vehicles 6 years old only.


Used Auto Equity

Loan Term

Annual Percentage Rate (APR*)

60 Months

7.49% - 17.99%


Older Used Auto Equity

(autos over five years old)

Loan Term

Annual Percentage Rate (APR*)

60 Months

8.49% - 17.99%

 

*APR is Annual Percentage Rate. Rates are subject to change without notice. Actual rate will be based on borrower's credit history, loan term and year of vehicle. Certain terms and restrictions may apply.


Signature

Loan Term

Loan Amount

Annual Percentage Rate (APR*)

Up to 84 Months

Up to $30,000.00

6.50% - 17.99%

 

100% Share Secured

Loan Term

Annual Percentage Rate (APR*)

12 Months

4.50%

13 - 36 Months

4.75%

37 - 72 Months

5.25%

73 - 120 Months

5.50%


50% Share Secured

Loan Term

Annual Percentage Rate (APR*)

12 Months

5.00% - 7.75%

13 - 36 Months

6.00% - 8.75%

37 - 72 Months

7.00% - 9.75%


Credit Cards

Product Annual Percentage Rate (APR*)
VISA® Gold 6.99% - 11.99%
VISA® Classic 7.99% - 12.99%

For Mortgage Loans and Home Equity Loans, please contact our Loan Department at (808) 245-2192.

 

ONLINE LOAN APPLICATIONS


*APR is Annual Percentage Rate. Rates are subject to change without notice. Actual rate will be based on borrower's credit history, loan term and underwriting guidelines. Certain terms and restrictions may apply.

We do business in accordance with the Federal Fair Housing Law and Equal Credit Opportunity Act.