Membership


Membership is open to any person who lives, works, worships, or attends school on Kaua'i. Family members (related by blood or marriage) of any member of Garden Island FCU are also eligible.

What you need to apply
Each account owner must be 18 years old or older and provide:

  • A Social Security or Tax Identification Number

  • A U.S. Residential Street Address

  • Legal Name

  • Birth Date

Minimum Opening Deposit

  • Primary Share Savings Account with a minimum deposit of $5.00 plus a $1.00 membership fee


Important Information About Opening a New Account

To help the U.S. government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information identifying each person who opens an account.

What this means to you:

When you open an account, we will ask for your name, address, date of birth, and other information that will help us identify you. We also may ask to see your driver’s license or other identifying documents.


Fill out our online membership application by clicking the Become a Member Today button below. Online membership application takes about five minutes to complete. Please have your government photo ID ready. One of our Member Services Representative will contact you once we receive your membership application.