Home Equity Loans


Your home can do more for you!

Use your hard-earned equity however you please. Whether you need to consolidate your debt, remodel your home, or pay for student loans, we have you covered. Borrow up to 80% of the value of your home with a loan max amount of up to $750,000.00! Appraisal waived on loan amounts borrowed less than $250,000.00.

Second Mortgage Loans

  • Second Mortgage 20-Year Fixed

  • Second Mortgage 15-Year Fixed

Home Equity Line of Credit

  • 15-Year Variable with a 5-Year Draw Period

For current mortgage rates and terms, contact our Loan Department at (808) 245-2192 or send an e-mail at loans@gardenislandfcu.com.

 

To apply for a Home Equity, please complete the form below and one of our Mortgage Loan officers will contact you.