Earn 5X more!
From now through December 31st, rack up 5X points for every $1 spent when you use your Garden Island FCU VISA® Credit Card at Amazon, Target, Ross, Walmart, Home Depot, and Ace Hardware—online or in-store.
Whether you're decking the halls or checking off your gift list, your holiday shopping just got a whole lot more rewarding!
Enjoy these exclusive perks of being a VISA® Credit Cardholder:
Rates as low as 6.99% APR*
NO annual fees
NO balance transfer fees
Credit limits available up to $25,000.00
Redeem Your Points Your Way
Cash back - Redeem points on cash back rewards and use it towards a statement credit or put that cash back into your pocket!
Valuable Travel - Turn your points into travel perks like flights, hotels, car rentals and more!
Merchandise rewards - Use your points towards items you love and choose from home goods, electronics, fashion, and everyday essentials.
Use your Garden Island FCU VISA® credit card today and maximize your rewards!
Don’t have a Garden Island FCU VISA® credit card? Apply now and start earning rewards with every swipe.
*APR = Annual Percentage Rate. Rates range from 6.99% - 12.99% APR and are based on your credit history. The rate quoted above assumes excellent borrower credit history. Credit limits are based upon creditworthiness and ability to repay. Actual rate determined by credit history and underwriting guidelines. Earn 5X the points for every $1 spent when you use your Garden Island FCU VISA® Credit Card online or in-store at Target, Amazon, Walmart, Ross, Home Depot or at Ace Hardware from 10/01/2025 - 12/31/2025.
Rewards program available to Garden Island FCU VISA Credit Cardholders only. Registration is required and must create an account through CURewards website at www.curewards.com to redeem points through valuable travel, merchandise rewards or CASH BACK that you can deposit back into your Garden Island FCU account or use as a payment back to your Garden Island FCU VISA® credit card.