Earn 5X More This Holiday Season

 

10/01/2026 - 12/31/2026

Make your holiday shopping more rewarding with a Garden Island FCU VISA® Credit Card. For a limited time, earn 5X the points when you shop at select retailers, helping you earn rewards faster on the purchases you're already making.

Earn 5X the points at:

  • Ace Hardware

  • Amazon

  • Home Depot

  • Ross

  • Target

  • Walmart

Whether you're shopping for holiday gifts, tackling home improvement projects, or stocking up on everyday essentials, you'll earn more points on qualifying purchases and get more value from every dollar spent.

Already have a Garden Island FCU VISA® Credit Card?

Start using it at participating retailers and watch your rewards add up.

Don't have a Garden Island FCU VISA® Credit Card yet?

Now is the perfect time to apply and enjoy competitive rates, no annual fee, and rewarding benefits all year long.

Shop. Earn. Celebrate. Make this holiday season even more rewarding with a Garden Island FCU VISA® Credit Card.

Apply Today

Redeem Your Points Your Way

Cash Back

Redeem points for cash back rewards and apply them as a statement credit or receive cash back.

 

Valuable Travel

Turn your points into travel rewards, including flights, hotels, car rentals, and more.

 

Merchandise Rewards

Shop for electronics, home goods, fashion, and everyday essentials with your points.

 

Exclusive VISA® Credit Cardholder Benefits

- Rates as Low as 6.99% APR*
- No Annual Fees
- No Balance Transfer Fees
- Credit Limits Up to $25,000
 

Frequently Asked Questions

  • For a limited time, Garden Island FCU VISA® Credit Cardholders can earn 5X the points on qualifying purchases made at participating retailers during the promotional period.

  • Cardholders can earn 5X the points when shopping at:

    • Ace Hardware

    • Amazon

    • Home Depot

    • Target

    • Walmart

  • No enrollment is required. Simply use your Garden Island FCU VISA® Credit Card at participating retailers during the promotional period to earn bonus points on qualifying purchases.

  • Points can be redeemed for a variety of rewards, including cash back, travel rewards, and merchandise rewards.

    Registration is required and must create an account through CURewards website at www.curewards.com to redeem points.

*APR = Annual Percentage Rate. Rates range from 6.99% - 12.99% APR and are based on your credit history. The rate quoted above assumes excellent borrower credit history. Credit limits are based upon creditworthiness and ability to repay. Actual rate determined by credit history and underwriting guidelines. Earn 5X the points for every $1 spent when you use your Garden Island FCU VISA® Credit Card online or in-store at Target, Amazon, Walmart, Ross, Home Depot or at Ace Hardware from 10/01/2026 - 12/31/2026.

Rewards program available to Garden Island FCU VISA Credit Cardholders only. Registration is required and must create an account through CURewards website at www.curewards.com to redeem points through valuable travel, merchandise rewards or CASH BACK that you can deposit back into your Garden Island FCU account or use as a payment back to your Garden Island FCU VISA® credit card.