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Savings Rates
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Primary Regular Share Account
Daily Balance Dividend Rate Annual Percentage Yield
$100.00 - $10,000.00 0.20% 0.20%
$10,000.01 - $40,000.00 0.30% 0.30%
$40,000.01 and Over 0.50% 0.50%


All Other Share Accounts:

Account Type

Daily Balance

Dividend Rate

Annual Percentage Yield

Individual Retirement Account $25.00 and Over 1.00% 1.00%
Christmas Savings $5.00 and Over 0.25% 0.25%
Vacation Account $5.00 and Over 0.20% 0.20%
Share Draft Checking $5.00 and Over 0.15% 0.15%
Special Share Account $5.00 - $10,000.00 0.20% 0.20%
$10,000.01 - $40,000.00 0.30% 0.30%
$40,000.01 and Over 0.50% 0.50%

All rates effective as of April 1, 2012.
Share Draft dividends are paid monthly into the Primary Regular Share.
All other dividends are compounded and credited to the account every quarter.

*Rates may vary from the information published here. Please see a representative at Garden Island Federal Credit Union to obtain current rates and account details. The dividend rate and annual percentage yield may change every quarter. We may change the dividend rate for your account as determined by the credit union board of directors. Dividends are compounded and credited to your account every quarter. For all accounts, obtain complete information, including: Terms and Conditions, Electronic Transfers, Funds Availability, Truth in Savings Statement, and current Dividend Rates from the Garden Island Federal Credit Union office.

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ncuaYour savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency