Membership in Garden Island Federal Credit Union could save you thousands of dollars over time. When you become a member, you have access to financial services with lower fees and higher dividend rates than are encountered at many other financial institutions. Membership makes the difference. When you join, you become an owner/shareholder of the credit union.

The credit union is driven to serve its members. Garden Island Federal Credit Union has been serving Kauai for over 60 years. As a nonprofit organization, the credit union is owned and operated by its members. That is why Garden Island Federal Credit Union can offer its members lower fees and rates on loans while giving you higher returns on deposits.

Become a Member Today!

If you live or work on the island of Kauai you are eligible to join Garden Island Federal Credit Union. Membership is also available to all family members related by blood or by marriage of any member of Garden Island Federal Credit Union.

Joining is easy. Visit the Garden Island Federal Credit Union office at 2973 Kele Street in Lihue and complete the Member Account Agreement. To open your account you must deposit and maintain a minimum of $50 in your share/savings account. The $50 deposit represents your ownership share in the credit union. There is also a $1.00 membership fee.

When you visit the Garden Island Federal Credit Union office bring your Hawaii State drivers license or other government issued photo identification. Join today and start enjoying the benefits of membership immediately.

Your privacy is assured at Garden Island Federal Credit Union. The Credit Union recognizes its responsibility to protect the privacy of member nonpublic personal information. Please read our Privacy Policy to learn the details.